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Maintaining a healthy bottom line while maintaining a health plan is hard-work therefore it is important as a business owner to do right thing by your employees.

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A Variety of Benefits to Choose From


The benefits you offer play an important role in shaping your relationship with your employees. You need benefits that fit your employees' needs while allowing you to stay competitive in the marketplace. It's never too late for employers to consider new and innovative benefit offerings below are some to choose from:

Paid Public Holidays: E.g.: New Years day, Labor Day, Thanksgiving, etc.

Wellness Programs: enables employees to identify potential health risks and learn how to make positive lifestyle changes to reduce or eliminate those risks, and start them on the way to wellness.

Educational Tuition Reimbursement Programs: Tuition reimbursement is one of the most valuable and often overlooked benefits a company can offer. Advanced education can offer more training, ideas, and skills which companies see the direct benefit of strengthening their departments. Employees’ who are happy, supported, and able to reach their personal goals while working with a sense of job security, are happy employees, which improves morale, resulting in greater work performance.

Employee Assistance Programs (EAP): Companies can offer four or five sessions at no charge for services to employees for mental health, alcohol or drug abuse assessment, child or elder care, grief counseling and legal or financial services. EAP counselors are available 24hours 7 days a week.

Flexible Benefits Program: Premium Conversion (Pre-Tax Premiums) lowers your taxable income because health insurance premiums are deducted from employee’s paycheck before taxes are calculated. Reimbursement Accounts allow employees to set aside part of their pay each pay period on a pre-tax basis for one, or both, of these accounts:

  • Medical Reimbursement Accounts pay for the out-of-pocket medical, dental, and vision care expenses not covered by health benefits plan.

  • Dependent Care Reimbursement Account to pay expenses for the care of their child, disabled spouse, elderly parent, or other dependents who are physically and mentally incapable of self-care.

Telecommuting: This type of program encourages the use of telecommuting (also known as Tele-work). In order to attract and retain a diverse and talented work force, reduce costs, encourage affordable traffic mitigation, improve productivity among employees to better address work and family demands, and further goals of local, state, and national policies and regulations such as the Clean Air Act and the Commute Trip Reduction law.

Group Life Insurance: These plans provide natural death, accidental death and dismemberment coverage. Options for level of coverage depend on the employer e.g.: one times base salary coverage for natural death and two times the employee's annual salary for accidental death.

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